400 Willow StGentryAR72734
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 400 Willow St, Gentry, AR, 72734 in Gentry is narrow, $37/mo net on $1,690/mo rent after the $1,237/mo debt service, but the property operates at break-even-plus, not a loss. At $275,000 with a 7.37% yield, the long-run equity case via 5% appreciation ($75,977 over five years) and $2,533/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $106,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $37 | $300 |
City averages based on Gentry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,690 |
| Total Monthly Debt Service | $1,544 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices