400 W Spruce StOregonMO64473








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oregon at 400 W Spruce St, Oregon, MO, 64473 uses $43,095 cash to close to unlock $2,492/yr annual cash flow and $208/mo monthly cash flow. Total monthly income runs $1,017/mo, and a $636/mo payment keeps the spread at $208/mo. Purchase price stands at $130,000, and rental yield measures 9.39% with $1,017/mo rent. Return on cash invested shows 25.69% in year one, and 5% annual appreciation builds toward $35,917 over five years. Five-year ROI reaches 133.94% and total cumulative return in cash records $57,723. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,017/mo property income covering a $636/mo payment rather than investor’s personal income.
Single Family
Built in 1995
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64473, Oregon, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 689 (100%) |
| Owner Occupied HU | 466 (67.6%) |
| Renter Occupied HU | 128 (18.6%) |
| Vacant Housing Units | 95 (13.8%) |
| Median Home Value | $137,500 |
| Average Home Value | $181,406 |
Housing Distribution
Address Breakdown
Residential
536
Single Family
514
Multi-Family
22
Businesses
64
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