400 McIntosh Chapel RdNortonvilleKY42442
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play400 McIntosh Chapel Rd, Nortonville, KY, 42442 in Nortonville is priced for appreciation, not yield. Rental yield 0.9%. At $1,500,000 with a 0.9% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $414,422 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.17) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $52,965.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 8.0% |
| Monthly Cash Flow | $(8,005) | $350 |
City averages based on Nortonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,124 |
| Total Monthly Debt Service | $8,532 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
325 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42442, Nortonville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 859 (68.5%) |
| Renter Occupied HU | 280 (22.3%) |
| Vacant Housing Units | 115 ( 9.2%) |
| Median Home Value | $129,276 |
| Average Home Value | $126,304 |
Housing Distribution
Address Breakdown
Residential
1,135
Single Family
1,135
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
325 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42442, Nortonville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 859 (68.5%) |
| Renter Occupied HU | 280 (22.3%) |
| Vacant Housing Units | 115 ( 9.2%) |
| Median Home Value | $129,276 |
| Average Home Value | $126,304 |
Housing Distribution
Address Breakdown
Residential
1,135
Single Family
1,135
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ben Bolinger • BOLINGER REAL ESTATE & AUCTION
Mls Name: HCTCBOR
Mls Provider:
Mls ID: #42120
Disclaimer: Copyright Hopkinsville Christian & Todd Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.