400 Braddy RdAileyGA30410
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 400 Braddy Rd, Ailey, GA, 30410 in Ailey is a conservative rental investment at $355,800. Rental yield 6.16%. A 1.14 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $98,301; $3,277/yr in principal paydown supplements. Total projected return: $113,091.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 8.0% |
| Monthly Cash Flow | $(338) | $300 |
City averages based on Ailey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,828 |
| Total Monthly Debt Service | $2,024 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
7.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30410, Ailey, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 705 (100%) |
| Owner Occupied HU | 450 (63.8%) |
| Renter Occupied HU | 148 (21.0%) |
| Vacant Housing Units | 107 (15.2%) |
| Median Home Value | $125,000 |
| Average Home Value | $191,361 |
Housing Distribution
Address Breakdown
Residential
613
Single Family
613
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
7.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30410, Ailey, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 705 (100%) |
| Owner Occupied HU | 450 (63.8%) |
| Renter Occupied HU | 148 (21.0%) |
| Vacant Housing Units | 107 (15.2%) |
| Median Home Value | $125,000 |
| Average Home Value | $191,361 |
Housing Distribution
Address Breakdown
Residential
613
Single Family
613
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel J. Demers • Sell Your Home Services LLC
Mls Name: GAMLS
Mls Provider:
Mls ID: #10425172
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