400 4 1/2 StLa JoyaTX78560
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in La Joya at 400 4 1/2 St, La Joya, TX, 78560 uses $53,040 cash to close to unlock $676/yr annual cash flow and $56/mo monthly cash flow. Total monthly income runs $1,194/mo, and a $783/mo payment keeps the spread at $56/mo. Purchase price stands at $160,000, and rental yield measures 8.96% with $1,194/mo rent. Return on cash invested shows 21.18% in year one, and 5% annual appreciation builds toward $44,205 over five years. Five-year ROI reaches 110.95% and total cumulative return in cash records $58,850. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,194/mo property income covering a $783/mo payment rather than investor’s personal income.
Townhouse
Built in 2023
2,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78560, La Joya, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,206 (60.7%) |
| Renter Occupied HU | 554 (27.9%) |
| Vacant Housing Units | 227 (11.4%) |
| Median Home Value | $119,742 |
| Average Home Value | $138,978 |
Housing Distribution
Address Breakdown
Residential
1,558
Single Family
1,558
Multi-Family
0
Businesses
110
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