40 Saw Mill RdStowMA01775
INVESTMENT ANALYSIS
Investment Verdict
Solid Income40 Saw Mill Rd, Stow, MA, 01775 in Stow is a solid income-producing rental, 8.23% gross yield, $6,342/mo rent, $512/mo net cash flow on a $925,000 buy. DSCR 1.52 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $255,560 and $8,519/yr in principal reduction project a total cumulative return of $384,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.0% |
| Monthly Cash Flow | $512 | $350 |
City averages based on Stow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,342 |
| Total Monthly Debt Service | $5,462 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01775, Stow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,723 (100%) |
| Owner Occupied HU | 2,369 (87.0%) |
| Renter Occupied HU | 262 ( 9.6%) |
| Vacant Housing Units | 92 ( 3.4%) |
| Median Home Value | $748,568 |
| Average Home Value | $798,781 |
Housing Distribution
Address Breakdown
Residential
2,681
Single Family
2,572
Multi-Family
109
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01775, Stow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,723 (100%) |
| Owner Occupied HU | 2,369 (87.0%) |
| Renter Occupied HU | 262 ( 9.6%) |
| Vacant Housing Units | 92 ( 3.4%) |
| Median Home Value | $748,568 |
| Average Home Value | $798,781 |
Housing Distribution
Address Breakdown
Residential
2,681
Single Family
2,572
Multi-Family
109
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: St. Martin Team • Barrett Sotheby's International Realty
Mls Name: MLS PIN
Mls ID: #73412276