40 S Cummings Dr, Middletown, DE, 19709 | $347/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Middletown at 40 S Cummings Dr, Middletown, DE, 19709 generates $2,832/mo in rent and, after a $2,102/mo payment, leaves $347/mo in cash flow. Total monthly income is $2,832/mo, and annual cash flow is $4,164/yr on $142,379 invested. Return on cash invested sits at 22.83% in year one, and rental yield is 7.91% on a $429,500 entry. Equity gained on principal adds $2,772/yr, while 5% annual appreciation builds toward $118,663 over five years. Five-year ROI reaches 118.03% and total cumulative return in cash sums $168,050. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,832/mo property income rather than buyer’s personal income.

Single Family

Built in 2005

6,098 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 19709, Middletown, DE area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,449 (100%)
Owner Occupied HU	17,725 (86.7%)
Renter Occupied HU	2,165 (10.6%)
Vacant Housing Units	559 ( 2.7%)
Median Home Value	$459,211
Average Home Value	$489,425