40 Robert StWestportMA02790
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 40 Robert St, Westport, MA, 02790 in Westport at $250,000 earns $1,733/mo in rent and nets $157/mo after the $1,124/mo payment, a 8.32% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $105,049.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.2% |
| Monthly Cash Flow | $157 | $450 |
City averages based on Westport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,733 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02790, Westport, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,021 (100%) |
| Owner Occupied HU | 5,832 (72.7%) |
| Renter Occupied HU | 1,211 (15.1%) |
| Vacant Housing Units | 978 (12.2%) |
| Median Home Value | $612,765 |
| Average Home Value | $660,319 |
Housing Distribution
Address Breakdown
Residential
7,140
Single Family
6,971
Multi-Family
169
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02790, Westport, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,021 (100%) |
| Owner Occupied HU | 5,832 (72.7%) |
| Renter Occupied HU | 1,211 (15.1%) |
| Vacant Housing Units | 978 (12.2%) |
| Median Home Value | $612,765 |
| Average Home Value | $660,319 |
Housing Distribution
Address Breakdown
Residential
7,140
Single Family
6,971
Multi-Family
169
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Ray • LPT Realty - Home & Key Group
Mls Name: MLS PIN
Mls ID: #73426305