40 Halili Ln APT 4MKiheiHI96753
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.26% yield at 40 Halili Ln APT 4M, Kihei, HI, 96753 in Kihei is solid, but the $2,756/mo payment compresses net cash flow to $189/mo at $613,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $169,361 by year five, and $5,646/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.72) without U.S. income documentation. Total projected return: $311,105.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 4.2% |
| Monthly Cash Flow | $189 | $2,800 |
City averages based on Kihei market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,733 |
| Total Monthly Debt Service | $3,247 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
8.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96753, Kihei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,747 (100%) |
| Owner Occupied HU | 6,648 (35.5%) |
| Renter Occupied HU | 5,193 (27.7%) |
| Vacant Housing Units | 6,906 (36.8%) |
| Median Home Value | $1,034,363 |
| Average Home Value | $1,151,236 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
10,255
Multi-Family
4,555
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
8.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96753, Kihei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,747 (100%) |
| Owner Occupied HU | 6,648 (35.5%) |
| Renter Occupied HU | 5,193 (27.7%) |
| Vacant Housing Units | 6,906 (36.8%) |
| Median Home Value | $1,034,363 |
| Average Home Value | $1,151,236 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
10,255
Multi-Family
4,555
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices