40 Fuller RoadBarkhamstedCT06063
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 40 Fuller Road, Barkhamsted, CT, 06063 in Barkhamsted. Priced at $850,000, it generates $7,801/mo in gross rent and $2,026/mo in net monthly cash flow, a 11.01% yield that comfortably supports the 2.04 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,310. Five-year appreciation: $234,839. Equity from principal paydown: $7,829/yr. Total projected cumulative return: $454,894.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.5% |
| Monthly Cash Flow | $2,026 | $1,200 |
City averages based on Barkhamsted market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,801 |
| Total Monthly Debt Service | $5,437 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
2.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06063, Barkhamsted, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 1,216 (84.4%) |
| Renter Occupied HU | 139 ( 9.7%) |
| Vacant Housing Units | 85 ( 5.9%) |
| Median Home Value | $363,246 |
| Average Home Value | $410,080 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,287
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
2.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06063, Barkhamsted, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 1,216 (84.4%) |
| Renter Occupied HU | 139 ( 9.7%) |
| Vacant Housing Units | 85 ( 5.9%) |
| Median Home Value | $363,246 |
| Average Home Value | $410,080 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,287
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Roller • Berkshire Hathaway NE Prop.
Mls Name: Smart MLS
Mls ID: #24122023