40 Drew Bennett RdMidvilleGA30441
INVESTMENT ANALYSIS
Investment Verdict
Solid Income40 Drew Bennett Rd, Midville, GA, 30441 in Midville is a solid income-producing rental, 9.97% gross yield, $5,738/mo rent, $1,533/mo net cash flow on a $691,000 buy. DSCR 1.85 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $190,911 and $6,364/yr in principal reduction project a total cumulative return of $360,346.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.0% |
| Monthly Cash Flow | $1,533 | $400 |
City averages based on Midville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,738 |
| Total Monthly Debt Service | $3,931 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1868
23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30441, Midville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 929 (100%) |
| Owner Occupied HU | 588 (63.3%) |
| Renter Occupied HU | 199 (21.4%) |
| Vacant Housing Units | 142 (15.3%) |
| Median Home Value | $93,333 |
| Average Home Value | $150,557 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1868
23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30441, Midville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 929 (100%) |
| Owner Occupied HU | 588 (63.3%) |
| Renter Occupied HU | 199 (21.4%) |
| Vacant Housing Units | 142 (15.3%) |
| Median Home Value | $93,333 |
| Average Home Value | $150,557 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices