40 Circle DrPembrokeGA31321
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 40 Circle Dr, Pembroke, GA, 31321 in Pembroke is straightforward: $384,900 in, $2,904/mo in rent, $561/mo out after debt service. The 9.05% gross yield and 1.68 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $106,341 by year five. With $3,545/yr in principal equity, the total cumulative return is projected at $181,927.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $561 | $150 |
City averages based on Pembroke market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,904 |
| Total Monthly Debt Service | $2,189 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31321, Pembroke, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,090 (100%) |
| Owner Occupied HU | 2,111 (68.3%) |
| Renter Occupied HU | 711 (23.0%) |
| Vacant Housing Units | 268 ( 8.7%) |
| Median Home Value | $247,331 |
| Average Home Value | $278,251 |
Housing Distribution
Address Breakdown
Residential
2,751
Single Family
2,666
Multi-Family
85
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31321, Pembroke, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,090 (100%) |
| Owner Occupied HU | 2,111 (68.3%) |
| Renter Occupied HU | 711 (23.0%) |
| Vacant Housing Units | 268 ( 8.7%) |
| Median Home Value | $247,331 |
| Average Home Value | $278,251 |
Housing Distribution
Address Breakdown
Residential
2,751
Single Family
2,666
Multi-Family
85
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices