4 York RdBloomsburgPA17815
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 4 York Rd, Bloomsburg, PA, 17815 in Bloomsburg, $249,000, 8.77% gross yield, $188/mo net income. Consider it a market-entry position, the $1,819/mo rent covers the $1,120/mo payment with a margin, and 5%/yr appreciation is projected to add $68,794 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.62) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $106,905.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $188 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,819 |
| Total Monthly Debt Service | $1,533 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17815, Bloomsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,727 (100%) |
| Owner Occupied HU | 7,189 (56.5%) |
| Renter Occupied HU | 4,275 (33.6%) |
| Vacant Housing Units | 1,263 ( 9.9%) |
| Median Home Value | $245,443 |
| Average Home Value | $285,558 |
Housing Distribution
Address Breakdown
Residential
11,881
Single Family
11,435
Multi-Family
446
Businesses
1,052
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17815, Bloomsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,727 (100%) |
| Owner Occupied HU | 7,189 (56.5%) |
| Renter Occupied HU | 4,275 (33.6%) |
| Vacant Housing Units | 1,263 ( 9.9%) |
| Median Home Value | $245,443 |
| Average Home Value | $285,558 |
Housing Distribution
Address Breakdown
Residential
11,881
Single Family
11,435
Multi-Family
446
Businesses
1,052
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: KELLY McBRIDE YOUNG • Exp Realty Pittsburgh
Mls Name: CSVBOR
Mls ID: #20-101550