4 Villa Roma Dr Unit 4TewksburyMA01876
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 4 Villa Roma Dr Unit 4, Tewksbury, MA, 01876 in Tewksbury delivers $4,112/mo in gross rent and $259/mo in net monthly income at a $562,999 entry. The 8.77% yield and 1.62 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $155,546 over five years and $5,185/yr in equity from loan paydown, total projected return is $250,046.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.0% |
| Monthly Cash Flow | $259 | $450 |
City averages based on Tewksbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,112 |
| Total Monthly Debt Service | $3,324 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01876, Tewksbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,917 (100%) |
| Owner Occupied HU | 9,581 (80.4%) |
| Renter Occupied HU | 1,933 (16.2%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $636,078 |
| Average Home Value | $672,976 |
Housing Distribution
Address Breakdown
Residential
11,954
Single Family
10,539
Multi-Family
1,415
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01876, Tewksbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,917 (100%) |
| Owner Occupied HU | 9,581 (80.4%) |
| Renter Occupied HU | 1,933 (16.2%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $636,078 |
| Average Home Value | $672,976 |
Housing Distribution
Address Breakdown
Residential
11,954
Single Family
10,539
Multi-Family
1,415
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ana Roque • Property Investors & Advisors, LLC
Mls Name: MLS PIN
Mls ID: #73474913