4 Torrey RdCumberlandRI02864








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cumberland at 4 Torrey Rd, Cumberland, RI, 02864 uses $229,971 cash to close to unlock $3,592/yr annual cash flow and $299/mo monthly cash flow. Total monthly income runs $4,862/mo, and a $3,421/mo payment keeps the spread at $299/mo. Purchase price stands at $699,000, and rental yield measures 8.35% with $4,862/mo rent. Return on cash invested shows 21.62% in year one, and 5% annual appreciation builds toward $193,121 over five years. Five-year ROI reaches 112.45% and total cumulative return in cash records $258,602. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,862/mo property income covering a $3,421/mo payment rather than investor’s personal income.
Single Family
Built in 1820
2.53 Acres lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



Listed by: Friedman Group • Compass
Mls Name: StateWide MLS RI
Mls Provider:
Mls ID: #1384939
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 State-Wide MLS, Inc. All rights reserved.








