4 Thomas St, Old Bridge, NJ, 08857 | 8.48% Rental Yield

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4 Thomas St, Old Bridge, NJ, 08857 | 8.48% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Old Bridge at 4 Thomas St, Old Bridge, NJ, 08857 at $625,000 posts ROI 19.85% with from $4,418/mo rent. Total monthly income equals $4,418/mo. Return on cash invested measures 19.85% and rental yield reads 8.48% at the current $625,000. Equity gained on principal adds $4,033/yr, and 5% annual appreciation supports $172,676 by year five. Five-year ROI prints 103.73% and total cumulative return in cash totals $213,289. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $4,418/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1958

6,499 sqft lot

$N/A/sqft

No HOA

More details about the property

This 4 Bedroom Gem in the heart of Old Bridge will charm you with its classic colonial exterior and completely win you over the moment you step inside. The interior of this home is sure to impress you with its impeccable fusion of traditionalism and contemporary design. The first floor's flowing layout of thoughtfully connected spaces features: a warm and inviting living room that glows with natural sunlight; an integrated kitchen and dining space, perfect for both everyday living and gatherings. The custom-crafted kitchen features solid oak, light gray, shaker cabinets elegantly dressed with Luna Marble granite tops. A striking white herringbone tile backsplash adds texture and sophistication. The clean lines of the stainless steel appliances contribute to the designer aesthetic. A convenient breakfast bar overlooks a sunken den with a vaulted ceiling, where sunlight pours in through a central skylight. Sliding glass doors extend the space outdoors to a patio and a sprawling backyard complete with a gazebo, perfect for shaded relaxation or outdoor dining. The upper level features four bedrooms, a full bath, and rich hardwood flooring throughout. As a huge bonus, the partially finished basement adds 200 SqFt of extra living space, perfect for a home office, gym, media room, or play area. The unfinished portion of the basement provides plenty of storage space and a laundry area. Highly Rated Old Bridge Schools. Centrally Located To Shopping & Restaurants. Close proximity to NJ Transit bus to Port Authority. This Home Will Not Last!

Neighborhood Data

Neighborhood data shown for ZIP Code: 08857, Old Bridge, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,707 (100%)
Owner Occupied HU	10,623 (63.6%)
Renter Occupied HU	5,316 (31.8%)
Vacant Housing Units	768 ( 4.6%)
Median Home Value	$525,448
Average Home Value	$561,906