4 Thayer RdMonsonMA01057
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 4 Thayer Rd, Monson, MA, 01057 in Monson is a conservative rental investment at $599,413. Rental yield 6.8%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $165,607; $5,521/yr in principal paydown supplements. Total projected return: $203,084.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.3% |
| Monthly Cash Flow | $(381) | $650 |
City averages based on Monson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,397 |
| Total Monthly Debt Service | $3,540 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
3.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01057, Monson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,562 (100%) |
| Owner Occupied HU | 2,802 (78.7%) |
| Renter Occupied HU | 565 (15.9%) |
| Vacant Housing Units | 195 ( 5.5%) |
| Median Home Value | $368,891 |
| Average Home Value | $440,210 |
Housing Distribution
Address Breakdown
Residential
3,327
Single Family
3,171
Multi-Family
156
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
3.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01057, Monson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,562 (100%) |
| Owner Occupied HU | 2,802 (78.7%) |
| Renter Occupied HU | 565 (15.9%) |
| Vacant Housing Units | 195 ( 5.5%) |
| Median Home Value | $368,891 |
| Average Home Value | $440,210 |
Housing Distribution
Address Breakdown
Residential
3,327
Single Family
3,171
Multi-Family
156
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heidi Pafumi • Coldwell Banker Realty - Western MA
Mls Name: MLS PIN
Mls ID: #73463638