4 Thach LnBarnstableMA02630
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4 Thach Ln, Barnstable, MA, 02630 in Barnstable hard to pass up. The 11.89% gross yield on a $395,000 purchase results in $3,914/mo in rent and $1,425/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.20). Annual cash flow of $17,097, five-year appreciation of $109,131, and $3,638/yr in equity build-up combine for a projected total cumulative return of $241,656.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $1,425 | $400 |
City averages based on Barnstable market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,914 |
| Total Monthly Debt Service | $2,332 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02630, Barnstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,172 (100%) |
| Owner Occupied HU | 745 (63.6%) |
| Renter Occupied HU | 86 ( 7.3%) |
| Vacant Housing Units | 341 (29.1%) |
| Median Home Value | $801,791 |
| Average Home Value | $849,631 |
Housing Distribution
Address Breakdown
Residential
574
Single Family
556
Multi-Family
18
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02630, Barnstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,172 (100%) |
| Owner Occupied HU | 745 (63.6%) |
| Renter Occupied HU | 86 ( 7.3%) |
| Vacant Housing Units | 341 (29.1%) |
| Median Home Value | $801,791 |
| Average Home Value | $849,631 |
Housing Distribution
Address Breakdown
Residential
574
Single Family
556
Multi-Family
18
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices