4 Surfers WayOcean PinesMD21811








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Ocean Pines at 4 Surfers Way, Ocean Pines, MD, 21811 offers $2,413/mo rent that, after a $1,859/mo payment, leaves $51/mo cash flow. Total monthly income is $2,413/mo, and annual cash flow is $608/yr on $125,937 cash. Return on cash invested measures 20.39% in year one, and rental yield stands at 7.62% at a $379,900 entry. Equity gained on principal adds $2,451/yr while 5% annual appreciation compounds into $104,959 by year five. Five-year ROI records 105.47% and total cumulative return in cash reaches $132,821. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,413/mo property income versus a $1,859/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1975
9,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21811, Berlin, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,557 (100%) |
| Owner Occupied HU | 8,949 (54.0%) |
| Renter Occupied HU | 2,329 (14.1%) |
| Vacant Housing Units | 5,279 (31.9%) |
| Median Home Value | $402,871 |
| Average Home Value | $482,648 |
Housing Distribution
Address Breakdown
Residential
13,440
Single Family
11,760
Multi-Family
1,680
Businesses
837
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Nearby investment properties with comparable prices



Listed by: Angela Short • Coastal Life Realty Group LLC
Mls Name: Bright MLS
Mls ID: #MDWO2033146








