4 Roundhill RoadHopewell JunctionNY12533
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4 Roundhill Road, Hopewell Junction, NY, 12533 in Hopewell Junction is priced for appreciation, not yield. Rental yield 3.64%. At $1,495,000 with a 3.64% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $413,041 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.67) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $219,143.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.2% |
| Monthly Cash Flow | $(5,453) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,530 |
| Total Monthly Debt Service | $9,389 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
8.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12533, Hopewell Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,042 (100%) |
| Owner Occupied HU | 8,082 (80.5%) |
| Renter Occupied HU | 1,096 (10.9%) |
| Vacant Housing Units | 864 ( 8.6%) |
| Median Home Value | $527,672 |
| Average Home Value | $555,635 |
Housing Distribution
Address Breakdown
Residential
9,370
Single Family
9,370
Multi-Family
0
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
8.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12533, Hopewell Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,042 (100%) |
| Owner Occupied HU | 8,082 (80.5%) |
| Renter Occupied HU | 1,096 (10.9%) |
| Vacant Housing Units | 864 ( 8.6%) |
| Median Home Value | $527,672 |
| Average Home Value | $555,635 |
Housing Distribution
Address Breakdown
Residential
9,370
Single Family
9,370
Multi-Family
0
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin M. LaFalce • KW MidHudson
Mls Name: OneKey MLS
Mls ID: #961920