4 Pirates Ln APT 42APunta GordaFL33955








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Punta Gorda at 4 Pirates Ln APT 42A, Punta Gorda, FL, 33955 offers a 10.96% rental yield on a $357,000 purchase with $3,261/mo rent. Total monthly income registers $3,261/mo, and a $1,747/mo payment leaves $42/mo available for distribution. Annual cash flow reaches $507/yr on $118,346 to close, and return on cash invested stands at 20.34% in year one. Equity gained on principal adds $2,304/yr while 5% annual appreciation supports $98,633 over five years. Portfolio math shows five-year ROI at 108.87% and total cumulative return in cash at $128,848. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,261/mo property income against a $1,747/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Condo
Built in 1979
7,322 sqft lot
$N/A/sqft
$10,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33955, Punta Gorda, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,948 (100%) |
| Owner Occupied HU | 6,118 (68.4%) |
| Renter Occupied HU | 441 ( 4.9%) |
| Vacant Housing Units | 2,389 (26.7%) |
| Median Home Value | $409,222 |
| Average Home Value | $418,137 |
Housing Distribution
Address Breakdown
Residential
7,384
Single Family
6,803
Multi-Family
581
Businesses
102
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Listed by: Joyce Dersa • Century 21 Sunbelt Realty
Mls Name: SWFLMLS
Mls Provider:
Mls ID: #224091411
Disclaimer: The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2025 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.







