4 Phillips DrSelinsgrovePA17870
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4 Phillips Dr, Selinsgrove, PA, 17870 in Selinsgrove earns a 9.17% gross yield at $218,900. Rent of $1,672/mo nets $238/mo after the $984/mo mortgage. The 1.70 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $60,478 and $2,016/yr in equity accumulation project a total cumulative return of $98,665.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $238 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,672 |
| Total Monthly Debt Service | $1,347 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17870, Selinsgrove, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,849 (100%) |
| Owner Occupied HU | 3,864 (66.1%) |
| Renter Occupied HU | 1,597 (27.3%) |
| Vacant Housing Units | 388 ( 6.6%) |
| Median Home Value | $268,065 |
| Average Home Value | $304,851 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,318
Multi-Family
116
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17870, Selinsgrove, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,849 (100%) |
| Owner Occupied HU | 3,864 (66.1%) |
| Renter Occupied HU | 1,597 (27.3%) |
| Vacant Housing Units | 388 ( 6.6%) |
| Median Home Value | $268,065 |
| Average Home Value | $304,851 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,318
Multi-Family
116
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derek Matthew Wilson • BERKSHIRE HATHAWAY HOMESERVICES HODRICK REALTY-LEWS
Mls Name: CSVBOR
Mls ID: #20-99675
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.