4 Mount Hope StDedhamMA02026
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4 Mount Hope St, Dedham, MA, 02026 in Dedham worth study. Rental yield 5.51%. The 5.51% gross yield is below cash-flow benchmarks at $1,150,000, but 5% annual appreciation, adding $317,724 over five years, frames this as a capital growth position. Rent of $5,278/mo partially offsets the $5,171/mo payment. Ziffy Mortgage finances appreciation-play properties (1.02 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $309,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(1,971) | $700 |
City averages based on Dedham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,278 |
| Total Monthly Debt Service | $6,791 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
5,639 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02026, Dedham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,626 (100%) |
| Owner Occupied HU | 7,411 (69.7%) |
| Renter Occupied HU | 2,732 (25.7%) |
| Vacant Housing Units | 483 ( 4.5%) |
| Median Home Value | $705,194 |
| Average Home Value | $827,454 |
Housing Distribution
Address Breakdown
Residential
10,378
Single Family
8,752
Multi-Family
1,626
Businesses
918
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
5,639 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02026, Dedham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,626 (100%) |
| Owner Occupied HU | 7,411 (69.7%) |
| Renter Occupied HU | 2,732 (25.7%) |
| Vacant Housing Units | 483 ( 4.5%) |
| Median Home Value | $705,194 |
| Average Home Value | $827,454 |
Housing Distribution
Address Breakdown
Residential
10,378
Single Family
8,752
Multi-Family
1,626
Businesses
918
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Hadge • eXp Realty
Mls Name: MLS PIN
Mls ID: #73470896