4 Laura CtSaint PetersMO63376
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4 Laura Ct, Saint Peters, MO, 63376 in Saint Peters speaks for itself: 12.29% gross on a $160,000 price, generating $1,639/mo in rent and $613/mo in net income after the $719/mo debt service. DSCR 2.28, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,354 stacks alongside $44,205 in projected five-year appreciation and $1,474/yr in principal reduction. Projected total cumulative return: $100,288.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $613 | $820 |
City averages based on Saint Peters market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,639 |
| Total Monthly Debt Service | $963 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1988
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63376, Saint Peters, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,750 (100%) |
| Owner Occupied HU | 25,469 (80.2%) |
| Renter Occupied HU | 5,533 (17.4%) |
| Vacant Housing Units | 748 ( 2.4%) |
| Median Home Value | $309,423 |
| Average Home Value | $322,736 |
Housing Distribution
Address Breakdown
Residential
30,923
Single Family
27,599
Multi-Family
3,324
Businesses
2,081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1988
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63376, Saint Peters, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,750 (100%) |
| Owner Occupied HU | 25,469 (80.2%) |
| Renter Occupied HU | 5,533 (17.4%) |
| Vacant Housing Units | 748 ( 2.4%) |
| Median Home Value | $309,423 |
| Average Home Value | $322,736 |
Housing Distribution
Address Breakdown
Residential
30,923
Single Family
27,599
Multi-Family
3,324
Businesses
2,081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gina K McDaniels-Pralle • Meyer & Company Real Estate
Mls Name: MARIS
Mls Provider:
Mls ID: #24063384
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