4 Laprise CtDudleyMA01571
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 4 Laprise Ct, Dudley, MA, 01571 in Dudley is narrow, $38/mo net on $2,112/mo rent after the $1,434/mo debt service, but the property operates at break-even-plus, not a loss. At $319,000 with a 7.7% yield, the long-run equity case via 5% appreciation ($88,134 over five years) and $2,938/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.47 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $127,683.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $38 | $800 |
City averages based on Dudley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,112 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1870
7,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01571, Dudley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,737 (100%) |
| Owner Occupied HU | 3,357 (70.9%) |
| Renter Occupied HU | 1,121 (23.7%) |
| Vacant Housing Units | 259 ( 5.5%) |
| Median Home Value | $456,137 |
| Average Home Value | $509,931 |
Housing Distribution
Address Breakdown
Residential
4,408
Single Family
4,183
Multi-Family
225
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1870
7,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01571, Dudley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,737 (100%) |
| Owner Occupied HU | 3,357 (70.9%) |
| Renter Occupied HU | 1,121 (23.7%) |
| Vacant Housing Units | 259 ( 5.5%) |
| Median Home Value | $456,137 |
| Average Home Value | $509,931 |
Housing Distribution
Address Breakdown
Residential
4,408
Single Family
4,183
Multi-Family
225
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ingrid Karp • Coldwell Banker Realty - Worcester
Mls Name: MLS PIN
Mls ID: #73416930