4 Keystone StRuthNV89319
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4 Keystone St, Ruth, NV, 89319 in Ruth is a top-tier cash-flow asset. At $130,000 it produces $1,357/mo in rent and $606/mo in net monthly income, a 12.53% gross rental yield. The DSCR of 2.32 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,273. Five-year appreciation adds $35,917, driving a total cumulative return of $88,073.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 6.2% |
| Monthly Cash Flow | $606 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,357 |
| Total Monthly Debt Service | $699 |
| DSCR Ratio | 1.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
6,520 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89319, Ruth, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 220 (100%) |
| Owner Occupied HU | 137 (62.3%) |
| Renter Occupied HU | 19 ( 8.6%) |
| Vacant Housing Units | 64 (29.1%) |
| Median Home Value | $339,286 |
| Average Home Value | $447,318 |
Housing Distribution
Address Breakdown
Residential
257
Single Family
257
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
6,520 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89319, Ruth, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 220 (100%) |
| Owner Occupied HU | 137 (62.3%) |
| Renter Occupied HU | 19 ( 8.6%) |
| Vacant Housing Units | 64 (29.1%) |
| Median Home Value | $339,286 |
| Average Home Value | $447,318 |
Housing Distribution
Address Breakdown
Residential
257
Single Family
257
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Bradley • Desert Mountain Realty, Inc
Mls Name: LVR
Mls Provider:
Mls ID: #2683379
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