4 Harter CirPittsburghPA15236
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 4 Harter Cir, Pittsburgh, PA, 15236 in Pittsburgh worth modelling. At $289,412 with a 8.32% gross yield, the $2,007/mo rent leaves $82/mo after the $1,301/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.54 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $79,959 by year five; $2,666/yr in principal reduction adds further equity. Total projected return: $115,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.2% |
| Monthly Cash Flow | $82 | $450 |
City averages based on Pittsburgh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,007 |
| Total Monthly Debt Service | $1,810 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15236, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,670 (100%) |
| Owner Occupied HU | 10,650 (72.6%) |
| Renter Occupied HU | 3,130 (21.3%) |
| Vacant Housing Units | 890 ( 6.1%) |
| Median Home Value | $246,896 |
| Average Home Value | $285,772 |
Housing Distribution
Address Breakdown
Residential
13,958
Single Family
12,264
Multi-Family
1,694
Businesses
994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15236, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,670 (100%) |
| Owner Occupied HU | 10,650 (72.6%) |
| Renter Occupied HU | 3,130 (21.3%) |
| Vacant Housing Units | 890 ( 6.1%) |
| Median Home Value | $246,896 |
| Average Home Value | $285,772 |
Housing Distribution
Address Breakdown
Residential
13,958
Single Family
12,264
Multi-Family
1,694
Businesses
994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Kasyan • COLDWELL BANKER REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1694375
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.