4 Egret LnElysianMN56028
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.26% yield at 4 Egret Ln, Elysian, MN, 56028 in Elysian is solid, but the $1,394/mo payment compresses net cash flow to $198/mo at $309,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $85,620 by year five, and $2,854/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.53) without U.S. income documentation. Total projected return: $130,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $198 | $650 |
City averages based on Elysian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,133 |
| Total Monthly Debt Service | $1,812 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2001
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56028, Elysian, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 833 (100%) |
| Owner Occupied HU | 525 (63.0%) |
| Renter Occupied HU | 52 ( 6.2%) |
| Vacant Housing Units | 256 (30.7%) |
| Median Home Value | $423,500 |
| Average Home Value | $468,252 |
Housing Distribution
Address Breakdown
Residential
420
Single Family
420
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2001
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56028, Elysian, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 833 (100%) |
| Owner Occupied HU | 525 (63.0%) |
| Renter Occupied HU | 52 ( 6.2%) |
| Vacant Housing Units | 256 (30.7%) |
| Median Home Value | $423,500 |
| Average Home Value | $468,252 |
Housing Distribution
Address Breakdown
Residential
420
Single Family
420
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices