4 E Sagewood CirIdaho FallsID83406
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Idaho Falls rentals match the income profile of 4 E Sagewood Cir, Idaho Falls, ID, 83406. Listed at $133,000, gross rent is $2,770/mo and net cash flow is $2,004/mo, a 24.99% yield well above national averages. DSCR 4.63 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $36,745 by year five with $1,225/yr in annual principal reduction, projecting $179,202 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 25% | 7.0% |
| Monthly Cash Flow | $2,004 | $350 |
City averages based on Idaho Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,770 |
| Total Monthly Debt Service | $712 |
| DSCR Ratio | 3.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83406, Idaho Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,036 (100%) |
| Owner Occupied HU | 5,153 (73.2%) |
| Renter Occupied HU | 1,568 (22.3%) |
| Vacant Housing Units | 315 ( 4.5%) |
| Median Home Value | $445,947 |
| Average Home Value | $501,425 |
Housing Distribution
Address Breakdown
Residential
6,686
Single Family
6,568
Multi-Family
118
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83406, Idaho Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,036 (100%) |
| Owner Occupied HU | 5,153 (73.2%) |
| Renter Occupied HU | 1,568 (22.3%) |
| Vacant Housing Units | 315 ( 4.5%) |
| Median Home Value | $445,947 |
| Average Home Value | $501,425 |
Housing Distribution
Address Breakdown
Residential
6,686
Single Family
6,568
Multi-Family
118
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices