4 E Main StWest BrookfieldMA01585
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4 E Main St, West Brookfield, MA, 01585 in West Brookfield. Priced at $249,900, it generates $2,550/mo in gross rent and $975/mo in net monthly cash flow, a 12.24% yield that comfortably supports the 2.27 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,699. Five-year appreciation: $69,043. Equity from principal paydown: $2,302/yr. Total projected cumulative return: $157,649.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 7.0% |
| Monthly Cash Flow | $975 | $750 |
City averages based on West Brookfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,550 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1870
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1870
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73486629