4 Clipper Rd, Baltimore, MD, 21221 | $902/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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4 Clipper Rd, Baltimore, MD, 21221 | $902/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 4 Clipper Rd, Baltimore, MD, 21221 at $339,899 posts ROI 29.51% with $902/mo cash flow from $3,016/mo rent. Total monthly income equals $3,016/mo, and annual cash flow records $10,820/yr on $112,677 to close. Return on cash invested measures 29.51% and rental yield reads 10.65% at the current $339,899. Equity gained on principal adds $2,193/yr, and 5% annual appreciation supports $93,908 by year five. Five-year ROI prints 154.39% and total cumulative return in cash totals $173,963.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,016/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1943

5,000 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully remodeled 4-bedroom, 2-bath colonial in the heart of Essex! This home blends classic charm with modern upgrades, featuring brand new floors, fresh paint throughout, and a bright, spacious living area perfect for entertaining. The updated eat-in kitchen boasts stainless steel appliances, ample cabinet space, and a warm, inviting layout for everyday meals and gatherings. Both full baths have been tastefully refreshed, and all four bedrooms provide plenty of room for family, guests, or a home office. Step outside and enjoy the large, flat backyard, complete with a fenced-in yard, oversized shed (ideal for storage or a workshop), and spacious front and back decks/porches perfect for outdoor living. The private driveway provides convenient off-street parking. This move-in ready home has it all modern updates, generous space inside and out, and a prime location.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21221, Essex, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,932 (100%)
Owner Occupied HU	10,323 (54.5%)
Renter Occupied HU	7,425 (39.2%)
Vacant Housing Units	1,184 ( 6.3%)
Median Home Value	$342,296
Average Home Value	$396,170