4 Cedar St, Cranford, NJ, 07016 | $192/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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4 Cedar St, Cranford, NJ, 07016 | $192/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cranford at 4 Cedar St, Cranford, NJ, 07016 earns $192/mo cash flow from $5,003/mo rent with a $3,304/mo payment. Total monthly income totals $5,003/mo, and annual cash flow totals $2,298/yr on $222,075 capital. ROI tracks 21.1% on current figures, and rental yield reads 8.89% at a $675,000 purchase. Equity gained on principal adds $4,356/yr, and 5% annual appreciation supports $186,490 over five years. Five-year ROI reaches 110.41% and total cumulative return in cash sums $245,199. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $5,003/mo property income instead of your personal income.

Single Family

Built in 1958

6,534 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome Home to this Beautiful & Move-In Ready Cranford Gem! This charming 4-bedroom, 2-bath home shines with fantastic curb appeal and is set in an ideal location just blocks from schools, parks, downtown, and the train. Inside, a sun-filled living room with hardwood floors and a cozy gas fireplace opens to the formal dining room and updated kitchen with stainless steel appliances, ample cabinetry, and counter space. From the dining area, sliders lead to a huge deck overlooking the fully fenced yard perfect for entertaining! The first floor offers two spacious bedrooms (one a potential primary) plus a full bath with tub-shower. Upstairs, find two oversized bedrooms with abundant closets one easily serving as an additional primary along with a full bath and large attic/storage space.The partially finished basement adds even more versatility with a rec/media room, bonus room, laundry, utility room, and storage.Outdoors, enjoy a large fenced yard, expansive deck, oversized driveway, and garage with deck access. Additional features include central air, side and rear entrances, hardwood floors, and more.Best of all, this home is NOT in a flood zone just move right in and enjoy!

Neighborhood Data

Neighborhood data shown for ZIP Code: 07016, Cranford, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,435 (100%)
Owner Occupied HU	6,913 (73.3%)
Renter Occupied HU	2,147 (22.8%)
Vacant Housing Units	375 ( 4.0%)
Median Home Value	$669,813
Average Home Value	$714,383