4 Cara CourtGoshenNY10924
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 4 Cara Court, Goshen, NY, 10924 in Goshen is straightforward: $800,000 in, $5,820/mo in rent, $478/mo out after debt service. The 8.73% gross yield and 1.62 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $221,025 by year five. With $7,368/yr in principal equity, the total cumulative return is projected at $335,851.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $478 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,820 |
| Total Monthly Debt Service | $5,024 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10924, Goshen, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,427 (100%) |
| Owner Occupied HU | 3,621 (66.7%) |
| Renter Occupied HU | 1,392 (25.6%) |
| Vacant Housing Units | 414 ( 7.6%) |
| Median Home Value | $502,427 |
| Average Home Value | $557,297 |
Housing Distribution
Address Breakdown
Residential
4,871
Single Family
4,451
Multi-Family
420
Businesses
715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10924, Goshen, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,427 (100%) |
| Owner Occupied HU | 3,621 (66.7%) |
| Renter Occupied HU | 1,392 (25.6%) |
| Vacant Housing Units | 414 ( 7.6%) |
| Median Home Value | $502,427 |
| Average Home Value | $557,297 |
Housing Distribution
Address Breakdown
Residential
4,871
Single Family
4,451
Multi-Family
420
Businesses
715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices