4 Brooks RdTempletonMA01468
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4 Brooks Rd, Templeton, MA, 01468 in Templeton speaks for itself: 10.3% gross on a $529,900 price, generating $4,548/mo in rent and $1,208/mo in net income after the $2,383/mo debt service. DSCR 1.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,497 stacks alongside $146,402 in projected five-year appreciation and $4,880/yr in principal reduction. Projected total cumulative return: $278,921.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.2% |
| Monthly Cash Flow | $1,208 | $750 |
City averages based on Templeton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,548 |
| Total Monthly Debt Service | $3,129 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01468, Templeton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,980 (100%) |
| Owner Occupied HU | 1,606 (81.1%) |
| Renter Occupied HU | 224 (11.3%) |
| Vacant Housing Units | 150 ( 7.6%) |
| Median Home Value | $478,671 |
| Average Home Value | $504,222 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01468, Templeton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,980 (100%) |
| Owner Occupied HU | 1,606 (81.1%) |
| Renter Occupied HU | 224 (11.3%) |
| Vacant Housing Units | 150 ( 7.6%) |
| Median Home Value | $478,671 |
| Average Home Value | $504,222 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73492649