4 Bed 2 Bath Double Section Plan, Bee Cave TrailsAustinTX78735
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4 Bed 2 Bath Double Section Plan, Bee Cave Trails, Austin, TX, 78735 in Austin at $107,900 earns $856/mo in rent and nets $89/mo after the $485/mo payment, a 9.52% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $29,811 over five years. Ziffy Mortgage underwrites this on a 1.76 DSCR without U.S. credit history. With $994/yr in principal paydown, total projected return reaches $47,072.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 4.5% |
| Monthly Cash Flow | $89 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $856 |
| Total Monthly Debt Service | $724 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78735, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,118 (100%) |
| Owner Occupied HU | 4,009 (39.6%) |
| Renter Occupied HU | 5,480 (54.2%) |
| Vacant Housing Units | 629 ( 6.2%) |
| Median Home Value | $878,102 |
| Average Home Value | $1,077,110 |
Housing Distribution
Address Breakdown
Residential
10,517
Single Family
5,945
Multi-Family
4,572
Businesses
795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78735, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,118 (100%) |
| Owner Occupied HU | 4,009 (39.6%) |
| Renter Occupied HU | 5,480 (54.2%) |
| Vacant Housing Units | 629 ( 6.2%) |
| Median Home Value | $878,102 |
| Average Home Value | $1,077,110 |
Housing Distribution
Address Breakdown
Residential
10,517
Single Family
5,945
Multi-Family
4,572
Businesses
795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices