4 Ambleside DriveFalmouthMA02540
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 4 Ambleside Drive, Falmouth, MA, 02540 in Falmouth worth modelling. At $799,000 with a 7.74% gross yield, the $5,156/mo rent leaves $120/mo after the $3,593/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.44 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $220,749 by year five; $7,359/yr in principal reduction adds further equity. Total projected return: $311,079.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.2% |
| Monthly Cash Flow | $120 | $800 |
City averages based on Falmouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,156 |
| Total Monthly Debt Service | $4,718 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02540, Falmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,418 (100%) |
| Owner Occupied HU | 2,939 (39.6%) |
| Renter Occupied HU | 1,688 (22.8%) |
| Vacant Housing Units | 2,791 (37.6%) |
| Median Home Value | $819,678 |
| Average Home Value | $899,520 |
Housing Distribution
Address Breakdown
Residential
6,063
Single Family
5,578
Multi-Family
485
Businesses
644
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02540, Falmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,418 (100%) |
| Owner Occupied HU | 2,939 (39.6%) |
| Renter Occupied HU | 1,688 (22.8%) |
| Vacant Housing Units | 2,791 (37.6%) |
| Median Home Value | $819,678 |
| Average Home Value | $899,520 |
Housing Distribution
Address Breakdown
Residential
6,063
Single Family
5,578
Multi-Family
485
Businesses
644
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Skelly • Cape & Islands Realty Advisors
Mls Name: CCIMLS
Mls ID: #22503699