4-6 Boylston StBradfordPA16701
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 4-6 Boylston St, Bradford, PA, 16701 in Bradford earns a 10.97% gross yield at $192,000. Rent of $1,756/mo nets $497/mo after the $863/mo mortgage. The 2.03 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $53,046 and $1,768/yr in equity accumulation project a total cumulative return of $105,180.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $497 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,756 |
| Total Monthly Debt Service | $1,182 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1,900 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16701, Bradford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,704 (100%) |
| Owner Occupied HU | 4,868 (63.2%) |
| Renter Occupied HU | 1,940 (25.2%) |
| Vacant Housing Units | 896 (11.6%) |
| Median Home Value | $114,269 |
| Average Home Value | $148,867 |
Housing Distribution
Address Breakdown
Residential
7,046
Single Family
6,568
Multi-Family
478
Businesses
712
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1,900 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16701, Bradford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,704 (100%) |
| Owner Occupied HU | 4,868 (63.2%) |
| Renter Occupied HU | 1,940 (25.2%) |
| Vacant Housing Units | 896 (11.6%) |
| Median Home Value | $114,269 |
| Average Home Value | $148,867 |
Housing Distribution
Address Breakdown
Residential
7,046
Single Family
6,568
Multi-Family
478
Businesses
712
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A