399 Lake Forest Estates RdTumbling ShoalsAR72581
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.82% gross rental yield, 399 Lake Forest Estates Rd, Tumbling Shoals, AR, 72581 in Tumbling Shoals is priced for capital growth, not immediate cash flow. The $315,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $87,029 by year five, with $2,901/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.89) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $78,886.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.2% |
| Monthly Cash Flow | $(628) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,266 |
| Total Monthly Debt Service | $1,768 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72581, Tumbling Shoals, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 627 (100%) |
| Owner Occupied HU | 364 (58.1%) |
| Renter Occupied HU | 60 ( 9.6%) |
| Vacant Housing Units | 203 (32.4%) |
| Median Home Value | $220,000 |
| Average Home Value | $265,419 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
537
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72581, Tumbling Shoals, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 627 (100%) |
| Owner Occupied HU | 364 (58.1%) |
| Renter Occupied HU | 60 ( 9.6%) |
| Vacant Housing Units | 203 (32.4%) |
| Median Home Value | $220,000 |
| Average Home Value | $265,419 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
537
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cheryl Shook • RE/MAX Advantage Heber Springs
Mls Name: CARMLS
Mls ID: #25049809