39861 Road 748MoorefieldNE69039
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing39861 Road 748, Moorefield, NE, 69039 in Moorefield is a stable, well-positioned rental at $725,000. Rental yield 6.14%. DSCR 1.14 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $200,304 in value and $6,677/yr in principal paydown builds equity, a total projected return of $200,259.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(1,188) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,708 |
| Total Monthly Debt Service | $4,607 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
8.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69039, Moorefield, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 162 (100%) |
| Owner Occupied HU | 75 (46.3%) |
| Renter Occupied HU | 25 (15.4%) |
| Vacant Housing Units | 62 (38.3%) |
| Median Home Value | $173,214 |
| Average Home Value | $218,967 |
Housing Distribution
Address Breakdown
Residential
52
Single Family
52
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
8.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69039, Moorefield, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 162 (100%) |
| Owner Occupied HU | 75 (46.3%) |
| Renter Occupied HU | 25 (15.4%) |
| Vacant Housing Units | 62 (38.3%) |
| Median Home Value | $173,214 |
| Average Home Value | $218,967 |
Housing Distribution
Address Breakdown
Residential
52
Single Family
52
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: George L Elson Jr. • Old West Realty & Auction LLC
Mls Name: Nebraska Realtors Outstate
Mls ID: #35020