3982 County Road 105HesperusCO81326
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3982 County Road 105, Hesperus, CO, 81326 in Hesperus. Rental yield 3.94%. At $759,000 with 3.94% gross yield, current distributions are modest, but the 5% appreciation rate projects $209,698 in new equity by year five, complemented by $6,363/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.18) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $260,227.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.0% |
| Monthly Cash Flow | $(1,929) | $1,500 |
City averages based on Hesperus market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,235 |
| Total Monthly Debt Service | $4,306 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81326, Hesperus, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,133 (100%) |
| Owner Occupied HU | 814 (71.8%) |
| Renter Occupied HU | 175 (15.4%) |
| Vacant Housing Units | 144 (12.7%) |
| Median Home Value | $576,923 |
| Average Home Value | $630,998 |
Housing Distribution
Address Breakdown
Residential
953
Single Family
953
Multi-Family
0
Businesses
23
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Jessica Likes • Century 21 West Slope Realty
Mls Name: CREN
Mls Provider:
Mls ID: #824263
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
