3981 E Whitman StTucsonAZ85711
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3981 E Whitman St, Tucson, AZ, 85711 in Tucson earns a 8.56% gross yield at $294,900. Rent of $2,102/mo nets $359/mo after the $1,326/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $81,475 and $2,716/yr in equity accumulation project a total cumulative return of $134,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $359 | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,102 |
| Total Monthly Debt Service | $1,626 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1999
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85711, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,021 (100%) |
| Owner Occupied HU | 9,656 (48.2%) |
| Renter Occupied HU | 8,996 (44.9%) |
| Vacant Housing Units | 1,369 ( 6.8%) |
| Median Home Value | $323,783 |
| Average Home Value | $354,162 |
Housing Distribution
Address Breakdown
Residential
18,826
Single Family
14,406
Multi-Family
4,420
Businesses
1,530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1999
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85711, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,021 (100%) |
| Owner Occupied HU | 9,656 (48.2%) |
| Renter Occupied HU | 8,996 (44.9%) |
| Vacant Housing Units | 1,369 ( 6.8%) |
| Median Home Value | $323,783 |
| Average Home Value | $354,162 |
Housing Distribution
Address Breakdown
Residential
18,826
Single Family
14,406
Multi-Family
4,420
Businesses
1,530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices