3981 Canterbury DrSaint LouisMO63121
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3981 Canterbury Dr, Saint Louis, MO, 63121 in Saint Louis. Priced at $250,000, it generates $2,218/mo in gross rent and $624/mo in net monthly cash flow, a 10.85% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,489. Five-year appreciation: $69,070. Equity from principal paydown: $2,303/yr. Total projected cumulative return: $132,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.8% |
| Monthly Cash Flow | $624 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,218 |
| Total Monthly Debt Service | $1,536 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
6,599 sqft lot
$N/A/sqft
$125 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63121, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,264 (100%) |
| Owner Occupied HU | 5,029 (41.0%) |
| Renter Occupied HU | 4,785 (39.0%) |
| Vacant Housing Units | 2,450 (20.0%) |
| Median Home Value | $119,134 |
| Average Home Value | $239,194 |
Housing Distribution
Address Breakdown
Residential
10,853
Single Family
9,159
Multi-Family
1,694
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
6,599 sqft lot
$N/A/sqft
$125 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63121, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,264 (100%) |
| Owner Occupied HU | 5,029 (41.0%) |
| Renter Occupied HU | 4,785 (39.0%) |
| Vacant Housing Units | 2,450 (20.0%) |
| Median Home Value | $119,134 |
| Average Home Value | $239,194 |
Housing Distribution
Address Breakdown
Residential
10,853
Single Family
9,159
Multi-Family
1,694
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patrick Ayres • EXP Realty, LLC
Mls Name: MARIS
Mls Provider:
Mls ID: #25021439
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