39795 Hearts Desire LnMechanicsvilleMD20659
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Mechanicsville at 39795 Hearts Desire Ln, Mechanicsville, MD, 20659 offers a 8.3% rental yield on a $259,000 purchase with $1,791/mo rent. Total monthly income registers $1,791/mo, and a $1,268/mo payment leaves $180/mo available for distribution. Annual cash flow reaches $2,158/yr on $85,859 to close, and return on cash invested stands at 22.42% in year one. Equity gained on principal adds $1,671/yr while 5% annual appreciation supports $71,557 over five years. Portfolio math shows five-year ROI at 116.37% and total cumulative return in cash at $99,916. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,791/mo property income against a $1,268/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Townhouse
Built in 1993
1,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20659, Mechanicsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,777 (100%) |
| Owner Occupied HU | 7,403 (84.3%) |
| Renter Occupied HU | 990 (11.3%) |
| Vacant Housing Units | 384 ( 4.4%) |
| Median Home Value | $439,667 |
| Average Home Value | $481,639 |
Housing Distribution
Address Breakdown
Residential
8,461
Single Family
8,460
Multi-Family
1
Businesses
328
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Listed by: Angie Lacey • Samson Properties
Mls Name: Bright MLS
Mls ID: #MDSM2028818