3978 Mount Albertine AveSan DiegoCA92111
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3978 Mount Albertine Ave, San Diego, CA, 92111 in San Diego. Priced at $1,295,000, it generates $11,118/mo in gross rent and $3,107/mo in net monthly cash flow, a 10.3% yield that comfortably supports the 1.91 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $37,283. Five-year appreciation: $357,785. Equity from principal paydown: $11,927/yr. Total projected cumulative return: $690,984.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 4.8% |
| Monthly Cash Flow | $3,107 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $11,118 |
| Total Monthly Debt Service | $7,496 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92111, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,005 (100%) |
| Owner Occupied HU | 8,598 (47.8%) |
| Renter Occupied HU | 8,739 (48.5%) |
| Vacant Housing Units | 668 ( 3.7%) |
| Median Home Value | $847,539 |
| Average Home Value | $899,033 |
Housing Distribution
Address Breakdown
Residential
17,484
Single Family
13,615
Multi-Family
3,869
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92111, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,005 (100%) |
| Owner Occupied HU | 8,598 (47.8%) |
| Renter Occupied HU | 8,739 (48.5%) |
| Vacant Housing Units | 668 ( 3.7%) |
| Median Home Value | $847,539 |
| Average Home Value | $899,033 |
Housing Distribution
Address Breakdown
Residential
17,484
Single Family
13,615
Multi-Family
3,869
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices