3974 W Clove Hitch RdWilliamsAZ86046



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3974 W Clove Hitch Rd, Williams, AZ, 86046 in Williams deserves attention. This $280,000 property earns $2,612/mo in rent, a 10.03% gross yield, and nets $660/mo after the $1,259/mo payment. DSCR 2.07 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $77,359 compounds alongside $2,579/yr in yearly equity build, for a total cumulative return of $165,937.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 8.0% |
| Monthly Cash Flow | $660 | $300 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,612 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
12.00 Acres lot
$N/A/sqft
$298 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 2001
12.00 Acres lot
$N/A/sqft
$298 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Brad Bergamini • Keller Williams Arizona Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6864851
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010







