3972 Pepper Tree LnSan JoseCA95127








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in San Jose at 3972 Pepper Tree Ln, San Jose, CA, 95127 offers a 3.3% rental yield on a $1,288,000 purchase with $3,543/mo rent. 65% in year one. Equity gained on principal adds $8,311/yr while 5% annual appreciation supports $355,851 over five years. Portfolio math shows five-year ROI at 36.99% and total cumulative return in cash at $154,348. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,543/mo property income against a $6,304/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1948
9,512 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95127, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,008 (100%) |
| Owner Occupied HU | 9,921 (62.0%) |
| Renter Occupied HU | 5,566 (34.8%) |
| Vacant Housing Units | 521 ( 3.3%) |
| Median Home Value | $1,020,992 |
| Average Home Value | $1,202,002 |
Housing Distribution
Address Breakdown
Residential
16,081
Single Family
14,809
Multi-Family
1,272
Businesses
511
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Listed by: Keith Vong • Intero Real Estate Services
Mls Name: MLSListings Inc
Mls ID: #ML82023856








