39700 Eureka Hill RdPoint ArenaCA95468
INVESTMENT ANALYSIS
Investment Verdict
Solid Income39700 Eureka Hill Rd, Point Arena, CA, 95468 in Point Arena earns a respectable 8.06% gross yield at $330,000, but after the $1,484/mo mortgage the net cash flow is $170/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.49) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $91,173 over five years, making equity the dominant return driver. Total projected return: $136,071.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $170 | $1,200 |
City averages based on Point Arena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,215 |
| Total Monthly Debt Service | $1,914 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
8.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95468, Point Arena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 642 (100%) |
| Owner Occupied HU | 338 (52.6%) |
| Renter Occupied HU | 219 (34.1%) |
| Vacant Housing Units | 85 (13.2%) |
| Median Home Value | $715,517 |
| Average Home Value | $848,033 |
Housing Distribution
Address Breakdown
Residential
65
Single Family
65
Multi-Family
0
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
8.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95468, Point Arena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 642 (100%) |
| Owner Occupied HU | 338 (52.6%) |
| Renter Occupied HU | 219 (34.1%) |
| Vacant Housing Units | 85 (13.2%) |
| Median Home Value | $715,517 |
| Average Home Value | $848,033 |
Housing Distribution
Address Breakdown
Residential
65
Single Family
65
Multi-Family
0
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark A Mason • Mason's Sea Ranch & Coastal Re
Mls Name: BAREIS
Mls Provider:
Mls ID: #324043693
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2024 Bay Area Real Estate Information Services, Inc. All Right Reserved.