3970 Calle Mira MonteNewbury ParkCA91320
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3970 Calle Mira Monte, Newbury Park, CA, 91320 in Newbury Park speaks for itself: 10% gross on a $1,198,000 price, generating $9,979/mo in rent and $2,520/mo in net income after the $5,387/mo debt service. DSCR 1.85, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $30,242 stacks alongside $330,985 in projected five-year appreciation and $11,034/yr in principal reduction. Projected total cumulative return: $616,616.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.2% |
| Monthly Cash Flow | $2,520 | $250 |
City averages based on Newbury Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,979 |
| Total Monthly Debt Service | $6,982 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
8,315 sqft lot
$N/A/sqft
$120 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91320, Newbury Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,471 (100%) |
| Owner Occupied HU | 11,337 (73.3%) |
| Renter Occupied HU | 3,733 (24.1%) |
| Vacant Housing Units | 401 ( 2.6%) |
| Median Home Value | $955,113 |
| Average Home Value | $1,054,082 |
Housing Distribution
Address Breakdown
Residential
15,639
Single Family
14,380
Multi-Family
1,259
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
8,315 sqft lot
$N/A/sqft
$120 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91320, Newbury Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,471 (100%) |
| Owner Occupied HU | 11,337 (73.3%) |
| Renter Occupied HU | 3,733 (24.1%) |
| Vacant Housing Units | 401 ( 2.6%) |
| Median Home Value | $955,113 |
| Average Home Value | $1,054,082 |
Housing Distribution
Address Breakdown
Residential
15,639
Single Family
14,380
Multi-Family
1,259
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices