397 N Hill RdNew ColumbiaPA17856
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 397 N Hill Rd, New Columbia, PA, 17856 in New Columbia aligned with their strategy. Rental yield 7.41%. DSCR 1.37 and 7.41% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $1,980/yr in paydown build toward a projected cumulative return of $76,612.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(82) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,327 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
7.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17856, New Columbia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,625 (100%) |
| Owner Occupied HU | 1,264 (77.8%) |
| Renter Occupied HU | 270 (16.6%) |
| Vacant Housing Units | 91 ( 5.6%) |
| Median Home Value | $218,387 |
| Average Home Value | $254,925 |
Housing Distribution
Address Breakdown
Residential
1,465
Single Family
1,457
Multi-Family
8
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
7.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17856, New Columbia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,625 (100%) |
| Owner Occupied HU | 1,264 (77.8%) |
| Renter Occupied HU | 270 (16.6%) |
| Vacant Housing Units | 91 ( 5.6%) |
| Median Home Value | $218,387 |
| Average Home Value | $254,925 |
Housing Distribution
Address Breakdown
Residential
1,465
Single Family
1,457
Multi-Family
8
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TIMOTHY LOGAN BROUSE • EXP Realty, LLC
Mls Name: CSVBOR
Mls ID: #20-101594