397 Imperial Way APT 141Daly CityCA94015
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 397 Imperial Way APT 141, Daly City, CA, 94015 in Daly City is a conservative rental investment at $658,000. Rental yield 7.65%. A 1.42 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $181,793; $6,060/yr in principal paydown supplements. Total projected return: $208,462.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(693) | $1,500 |
City averages based on Daly City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,194 |
| Total Monthly Debt Service | $4,625 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
1 sqft lot
$N/A/sqft
$544 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94015, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,881 (100%) |
| Owner Occupied HU | 10,641 (51.0%) |
| Renter Occupied HU | 9,013 (43.2%) |
| Vacant Housing Units | 1,227 ( 5.9%) |
| Median Home Value | $1,169,551 |
| Average Home Value | $1,184,435 |
Housing Distribution
Address Breakdown
Residential
20,381
Single Family
13,294
Multi-Family
7,087
Businesses
920
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
1 sqft lot
$N/A/sqft
$544 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94015, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,881 (100%) |
| Owner Occupied HU | 10,641 (51.0%) |
| Renter Occupied HU | 9,013 (43.2%) |
| Vacant Housing Units | 1,227 ( 5.9%) |
| Median Home Value | $1,169,551 |
| Average Home Value | $1,184,435 |
Housing Distribution
Address Breakdown
Residential
20,381
Single Family
13,294
Multi-Family
7,087
Businesses
920
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yelena D. Kazantseva • New Age Realty & Mortgage
Mls Name: SFAR
Mls Provider:
Mls ID: #425038394
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.